Last updated: April 2026
Stamp Duty Calculator VIC — First Home Buyer 2026
Victoria has among the highest stamp duty rates in Australia, with a unique flat-rate band between $960,001 and $2,000,000 where duty is 5.5% of the entire property value rather than a marginal calculation. First home buyers can access a full exemption on properties up to $600,000 and a sliding concession up to $750,000. Our calculator uses the latest rates from the State Revenue Office of Victoria.
VIC First Home Buyer Duty Exemption
- Full exemption: homes up to $600,000
- Sliding concession: homes between $600,001 and $750,000
- Above $750,000: standard duty applies
- Must be an Australian citizen or permanent resident
- Must live in the property within 12 months and for at least 12 continuous months
- Off-the-plan concession extended to 20 October 2026
VIC Standard Stamp Duty Rates
VIC uses progressive brackets up to $960,000, then a flat 5.5% of the entire value from $960,001 to $2,000,000, and 6.5% marginal above $2,000,000.
Stamp Duty in Other States
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Frequently Asked Questions
How much is stamp duty on a $600,000 house in Victoria?
For a first home buyer, stamp duty on a $600,000 home is $0 (fully exempt). For other buyers, standard duty is approximately $31,070.
Is the VIC stamp duty exemption available for established homes?
Yes. Unlike some other states, the VIC FHB exemption applies to both new and established homes, as long as the price is under $600,000 (or $750,000 for the reduced concession).
What is the off-the-plan concession in Victoria?
Off-the-plan buyers in VIC can claim a duty reduction based on the construction component of the purchase price. This concession has been extended to 20 October 2026.
Can I get both the VIC FHOG and stamp duty exemption?
Yes. The $10,000 FHOG (for new homes under $750,000) stacks with the stamp duty exemption. Use our wizard to see all the schemes you can combine.
Source: State Revenue Office of Victoria
Disclaimer: This information is general in nature and does not constitute financial, legal, or tax advice. Calculations are estimates only and may not reflect your exact circumstances. Eligibility criteria and dollar amounts may change without notice. Always verify with the relevant government authority, your mortgage broker, or a licensed financial adviser before making decisions.