Last updated: April 2026
Stamp Duty Calculator ACT — First Home Buyer 2026
The ACT uses the Home Buyer Concession Scheme (HBCS) instead of a traditional FHOG. This provides a full stamp duty exemption for first home buyers on all property types up to $1,020,000 in 2025-26, one of the highest thresholds in Australia. The ACT calls its stamp duty conveyance duty, and uses progressive brackets similar to other jurisdictions.
ACT Home Buyer Concession Scheme (HBCS)
- Full exemption: all property types up to $1,020,000 (2025-26 financial year)
- Above $1,020,000: standard duty applies (income-tested sliding scale may reduce duty)
- Replaces the traditional FHOG (ACT has no FHOG)
- Must be an Australian citizen or permanent resident
- Must live in the property as your principal residence for at least 1 year
- Income eligibility requirements may apply for properties above the threshold
ACT Standard Stamp Duty Rates
ACT uses 7 progressive brackets ranging from 0.6% on the first $200,000 to 6.4% for properties between $1,000,001 and $1,455,000, then 4.54% above $1,455,000.
Stamp Duty in Other States
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Frequently Asked Questions
Does the ACT have a First Home Owner Grant?
No. The ACT replaced the FHOG with the Home Buyer Concession Scheme (HBCS), which provides stamp duty relief instead of a cash grant.
What is the HBCS exemption threshold?
In 2025-26, the HBCS provides a full stamp duty exemption for first home buyers on properties up to $1,020,000.
Does the HBCS apply to established homes in the ACT?
Yes. The HBCS applies to all property types in the ACT, including established homes, new builds, and vacant land.
How much is stamp duty on a $900,000 unit in Canberra?
For a first home buyer, stamp duty on a $900,000 property is $0 (fully exempt under HBCS). For other buyers, standard duty is approximately $28,500.
Source: ACT Revenue Office
Disclaimer: This information is general in nature and does not constitute financial, legal, or tax advice. Calculations are estimates only and may not reflect your exact circumstances. Eligibility criteria and dollar amounts may change without notice. Always verify with the relevant government authority, your mortgage broker, or a licensed financial adviser before making decisions.