Last updated: April 2026
Stamp Duty Calculator SA — First Home Buyer 2026
South Australia offers first home buyers a full stamp duty exemption on new homes and vacant land with no property value cap, making it one of the most generous concessions for new builds. However, SA is unusual in that there is no stamp duty concession for first home buyers purchasing established homes. Our calculator uses the latest rates from RevenueSA.
SA First Home Buyer Stamp Duty Exemption
- New homes, off-the-plan, house-and-land, vacant land: full exemption with no value cap (since 6 June 2024)
- Established homes: NO first home buyer concession (standard duty applies)
- Must be an Australian citizen or permanent resident
- Must live in the property as your principal place of residence
- Must not have previously owned residential property in Australia
SA Standard Stamp Duty Rates
SA uses 9 progressive brackets ranging from 1% on the first $12,000 to 5.5% above $500,000.
Stamp Duty in Other States
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Frequently Asked Questions
Do first home buyers pay stamp duty on established homes in SA?
Yes. South Australia does not offer any stamp duty concession for first home buyers purchasing established homes. Standard duty applies in full.
Is there a property cap for the SA new home exemption?
No. Since 6 June 2024, there is no property value cap for the SA first home buyer stamp duty exemption on new homes.
Can I get the SA FHOG and stamp duty exemption together?
Yes. The $15,000 SA FHOG (for new homes, no value cap) stacks with the stamp duty exemption. Both apply to new builds only.
How much is stamp duty on a $500,000 house in SA?
For a first home buyer purchasing a new $500,000 home, stamp duty is $0 (fully exempt). For an established home, standard duty is approximately $21,330.
Source: RevenueSA
Disclaimer: This information is general in nature and does not constitute financial, legal, or tax advice. Calculations are estimates only and may not reflect your exact circumstances. Eligibility criteria and dollar amounts may change without notice. Always verify with the relevant government authority, your mortgage broker, or a licensed financial adviser before making decisions.