Last updated: April 2026
Stamp Duty Calculator QLD — First Home Buyer 2026
Queensland reformed its transfer duty rules significantly from 1 May 2025, giving first home buyers a full stamp duty exemption on all new homes and vacant land with no value cap. For existing homes, a full concession applies up to $700,000 with a sliding scale to $800,000. QLD also uses a per-$100-or-part-thereof rounding method that slightly increases the dutiable value. Our calculator uses the latest rules from the Queensland Government.
QLD First Home Buyer Transfer Duty Concession (from May 2025)
- New homes, off-the-plan, house-and-land, vacant land: full exemption with NO value cap
- Existing homes up to $700,000: full concession
- Existing homes $700,001 to $800,000: sliding concession
- Above $800,000 for existing homes: standard duty applies
- Must be an Australian citizen or permanent resident
- Must move in within 1 year and live there for 1 continuous year
QLD Standard Stamp Duty Rates
QLD uses 5 brackets with rates per $100 of dutiable value. Rates range from $0 (first $5,000) to $5.75 per $100 above $1,000,000. The dutiable value is rounded up to the nearest $100.
Stamp Duty in Other States
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Frequently Asked Questions
Do first home buyers pay stamp duty in QLD on new homes?
No. From 1 May 2025, first home buyers pay zero transfer duty on new homes, off-the-plan purchases, house-and-land packages, and vacant land. There is no value cap.
What about existing homes in QLD for first home buyers?
First home buyers purchasing existing homes in QLD get a full concession up to $700,000 and a sliding concession between $700,001 and $800,000.
Can I stack the QLD $30,000 FHOG with the stamp duty concession?
Yes. The $30,000 QLD FHOG (available until 30 June 2026 for new builds under $750,000) stacks with the stamp duty concession. This is one of the most generous combinations in Australia.
Does QLD stamp duty rounding affect the amount I pay?
Yes, slightly. QLD rounds the dutiable value up to the nearest $100 before applying bracket rates. This typically adds a small amount compared to other states.
Source: Queensland Government
Disclaimer: This information is general in nature and does not constitute financial, legal, or tax advice. Calculations are estimates only and may not reflect your exact circumstances. Eligibility criteria and dollar amounts may change without notice. Always verify with the relevant government authority, your mortgage broker, or a licensed financial adviser before making decisions.