Last updated: July 2026
QLD $30,000 First Home Owner Grant: Extended, No Deadline in Sight
Queensland offers the most generous first home owner grant in mainland Australia at $30,000. The rate was originally due to expire on 30 June 2026, but the Queensland Government extended it a further four years in the 2026-27 State Budget. If you are planning to buy a new home in QLD, there is no need to rush your purchase to beat a cut-off that no longer applies. Here is what changed and how to make the most of the grant.
What Changed
The Queensland Government boosted the First Home Owner Grant from $15,000 to $30,000 for contracts signed on or after 20 November 2023. That boosted rate had a scheduled expiry of 30 June 2026, which led many buyers to rush their purchase. In the 2026-27 State Budget, handed down in June 2026, the Government confirmed the $30,000 rate would continue for eligible contracts signed from 1 July 2026 going forward, extending the boost a further four years and allocating more than $70 million to fund it. The grant did not drop to $15,000, and there is currently no announced date for it to do so.
Contracts before 20 November 2023
$15,000
New homes under $750,000
Contracts from 20 November 2023 (ongoing)
$30,000
New homes under $750,000 — extended a further 4 years in the 2026-27 Budget
On a $650,000 new build, the $30,000 grant represents roughly 4.6% of the property value — a meaningful head start on your deposit or moving costs, and one that remains available whether you buy this year or in several years' time.
Who Qualifies for the $30,000 Grant
To receive the $30,000 QLD FHOG, you must meet all of the following requirements:
- You have never owned residential property in Australia (as an individual or through a trust or company)
- You are buying or building a brand new home (not an established home)
- The total property value is under $750,000
- You are an Australian citizen or permanent resident
- You are at least 18 years of age
- You will live in the home as your principal place of residence within 12 months of completion
- You sign the contract on or after 20 November 2023 (the current $30,000 rate applies with no announced end date)
When Does the Grant Amount Apply?
The grant amount is locked in by the date you sign your contract of sale (or, for owner-builders, the date construction commences), not by when settlement or construction finishes. Because the $30,000 rate is now an ongoing feature of the scheme rather than a temporary boost with a cut-off, there is no need to time your contract around a deadline — the same $30,000 rate applies whether you sign this month or next year, as long as the grant remains at its current settings.
That said, government grant settings can always change in a future Budget. If you are house-and-land shopping, it is still worth confirming the current rate with the Queensland Revenue Office before signing, but you do not need to rush a purchase decision purely to beat an expiry date.
Stack It With Other Schemes
The FHOG is just one piece of the puzzle. Queensland first home buyers purchasing a new build can combine it with several other schemes for a significantly larger total benefit:
| Scheme | Benefit (est.) | How |
|---|---|---|
| QLD FHOG | $30,000 | Cash grant for new homes under $750k |
| Stamp duty | $0 payable | New homes are fully exempt in QLD (no cap) |
| FHBG | ~$9,750 LMI saved | Buy with 5% deposit, no LMI |
| FHSS | ~$7,000 tax benefit | Salary sacrifice into super at 15% tax rate |
On a $650,000 new build, the combined benefit can exceed $56,000 in grants, tax savings, and avoided costs. Use our free calculator to see the exact numbers for your situation.
Getting the Most From the Grant
With the deadline pressure removed, focus on getting your purchase right rather than rushing it. A sensible order of operations:
Confirm eligibility and lender pre-approval
Check you meet the FHOG criteria above, then start talking to participating lenders about First Home Guarantee pre-approval so you know your borrowing power.
Consider FHSS if you are still saving
If you have super savings you could access under the First Home Super Saver Scheme, request your determination and release from the ATO — this takes 15 to 20 business days, so plan ahead of when you expect to sign a contract.
Sign when the property and finance are right
Sign your contract once you are confident in the property, the price and your finance — not against an artificial deadline. The $30,000 grant will apply as long as the current settings remain in place.
QLD First Home Guarantee Price Caps
If you are combining the FHOG with the FHBG, you will also need to stay under the FHBG property price caps for Queensland:
| Region | FHBG Price Cap |
|---|---|
| Brisbane | $1,000,000 |
| Gold Coast and Sunshine Coast (capital city rate) | $1,000,000 |
| Rest of QLD | $700,000 |
Since the FHOG cap is $750,000, you will automatically be within the FHBG price caps in all QLD regions if your property qualifies for the grant.
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Frequently Asked Questions
Is there still a deadline to get the $30,000 QLD First Home Owner Grant?
No. The $30,000 grant was previously due to expire on 30 June 2026, but the Queensland Government extended it a further four years in the 2026-27 State Budget. The $30,000 rate continues for eligible contracts signed from 1 July 2026 onward, with no end date currently announced.
Will the QLD FHOG revert to $15,000?
Not under current settings. The 2026-27 Queensland Budget locked in the $30,000 grant for a further four years, with more than $70 million allocated to fund it. The lower $15,000 rate now only applies to contracts signed before 20 November 2023.
Can I get the $30,000 QLD FHOG and use the First Home Guarantee at the same time?
Yes. The FHOG and FHBG are fully compatible. You can receive the $30,000 grant, buy with a 5% deposit under the FHBG, avoid LMI, and also claim stamp duty exemptions on your new home. These schemes stack together on a single purchase.
Does the $30,000 QLD FHOG apply to existing homes?
No. The QLD FHOG only applies to new homes, including new builds, off-the-plan purchases, and house-and-land packages. The property value must be under $750,000. Established homes are not eligible for the FHOG in Queensland.
Sources:
Queensland Revenue Office - 2026-27 State Budget | QLD Government - First Home Owner Grant Eligibility | Housing Australia - First Home Guarantee | ATO - First Home Super Saver Scheme
Disclaimer: This information is general in nature and does not constitute financial, legal, or tax advice. Calculations are estimates only and may not reflect your exact circumstances. Eligibility criteria and dollar amounts may change without notice. Always verify with the relevant government authority, your mortgage broker, or a licensed financial adviser before making decisions.